Thursday, February 26, 2009

A Rainy Day


I have GOT to vent! Friends of a friend on FB are in a discussion - well, that would loosely define it as individuals espousing differing opinions, which they aren't - so they are picketing, really, for the socialization of medicine in the United States.

Have they LOOKED at other countries with socialized medicine? Have they not seen that the English people die before they can be treated for curable cancers because of bureaucracy from their socialized system (except, of course, the very rich, who can afford private care)? Have they not heard of the seventy percent tax in Canada? Did the USSR not collapse? Are we actually behind the times, moving from capitalism to socialism? What government do they suppose will pay for this? From what part of our gazillion dollar national debt will we appropriate enough money to keep an entire nation of irresponsible gluttons healthy under a governmentally funded health care system? The government run Fanny Mae and Freddy Mac collapsed, will we put our very lives into the hands of the same incompetent politicians? 

Where is the logic? Where is the enterprise that made America great? In a country full of spoiled children, where are the adults?

I'm beginning to wonder if the institution of insurance isn't to blame. Before insurance, one was expected to be wise enough to save for that rainy day when one might slip in a puddle and break a leg and need a doctor's tender care. Now we are so accustom to depending on another to pay our bills, we feel entitled to "free" care.

Perhaps, instead of dying of cancer because of an obscene amount of bureaucracy, we should abolish insurance. While we're at it, we might as well get rid of all the other governmentally funded socialist programs. Sure, the rich would live longer and I'd die early along with the rest of the masses. But think, each of us would hold the reins to our own destiny. And, here's the clincher, the government could actually significantly lower taxes. I could use that money buy a LOT more toys and jump start the economy. Or, maybe I could put it aside for a rainy day... 

2 comments:

David Natiuk said...

I am 100% with you! I think the entire "Insurance Industry" is a huge part of the problem. It goes like this:
1. Insurance charges a big premium so you can have reduced fees "if" you need health care.

2. When you visit a doctor, insurance reduces your bill by 30% (example).

3. Because the doctor knows his bill is getting cut down by 30%, he jacks up his prices by 30%.

4. Insurance saves you nothing over cash, everything looks more expensive than it really is, which allows them to raise there prices every year, and the cycle continues.

I think we could all just have a "catastrophic insurance" for if something happens that hospitalizes you for days, or long-term cancer care, or a major surgery which no way could we afford (no matter how much "rainy day" savings you've got.)

Everything else (including any DRUGS you think you need) should be cash out-of-pocket. Ditch the bureaucracy and instantly save 30%-50% paying cash, and also IMMEDIATELY save on drastically reduced "premiums".

It's so frustrating... and socialization is going to make it even worse.

Laine said...

You are right. It's all sort of boomeranged.